The public banking group has been widely recognised in the Malaysian banking group as one of the Banks with the highest return on equity, the lowest income ratio and the best asset quality.The bank was founded in 1966 and was launched in 2016 by Sri Dr. Teh Hong Piow, founder and chairman of Tan Sri Dato. According to the 2015 survey, the public banking group is Malaysia’s third-largest banking group. The group has 50 years of sustainable growth, has more than 18,000 employees and serves more than 9 million customers in the region.So far, the public bank group provides a series of financial products and services, including personal banking, commercial banking, islamic banking, investment banking, stockbroking nominated, agent service, service, sales and management of unit trusts, Banks and general insurance products. The group’s strategy is still focused on organic growth in retail banking, particularly retail consumers and small and medium-sized enterprises. As one of Malaysia’s top Banks, the group is committed to maintaining its strong business momentum and leading market position.By virtue of its excellent service tradition, the public bank provides services to customers through 259 well-distributed branches and over 2,000 self-service kiosks in Malaysia. Group has 83 branches in Hong Kong, there are three branches in China, there are 28 branches in Cambodia, there are 7 branches in Vietnam, has four branches in Laos, has three branches in Sri Lanka, has extensive branch network in the region.The public banking group is known for its strong financial performance and consistent prudential management, and continues to receive strong credit and financial ratings from local and foreign rating agencies. Standard & poor’s reiterated the public bank’s long-term rating and the a-2 short-term trading rival’s credit rating, with A stable outlook. Malaysia, the rating agency, reaffirmed the bank’s triple a rating, the highest rating given by a Malaysian rating agency. In 2015, the public bank was named Malaysia’s most powerful bank on the balance sheet of the top 500 Asian bankers. The group received many of the best bank awards, as well as outstanding contributions from other countries and international publications to corporate governance.